Choosing an electric car means combining savings, respect for the environment and driving comfort. Find out about the financial advantages in Luxembourg, the grants available, and the specific insurance benefits for sustainable, affordable mobility.
Why choose an electric car?
Long-term savings: Although the initial purchase price of an electric car may be higher than that of a combustion-powered vehicle, long-term costs are significantly reduced. These savings include :
Less maintenance: No oil changes, no belts to replace, and fewer moving mechanical parts.
Cheaper electricity than fossil fuels, especially if you charge at home during off-peak hours.
Environmental impact: electric vehicles emit zero local CO₂ emissions, helping to reduce air pollution and meet climate targets. By opting for an electric car, you are actively supporting sustainable mobility.
Smoother, quieter driving: electric motors offer instant acceleration and a very quiet ride, increasing driving comfort.
Specific insurance benefits: Some insurers, such as Foyer, offer discounts on premiums for electric vehicles because of their lower environmental impact.
Financial assistance from the Luxembourg government
To encourage the adoption of electric cars, the Luxembourg government offers a number of attractive financial incentives:
Klimabonus Mobilitéit
A bonus of up to €6,000 is available for 100% electric cars with a maximum fuel consumption of 160 Wh/km. (Peugeot e-208, Opel Corsa-e, Renault Zoe, Hyundai Ioniq Electric, Tesla Model 3)
Vehicles consuming between 161 Wh/km and 180 Wh/km will receive up to €3,000 in assistance. (Hyundai Kona Electric, Kia e-Niro, Nissan Leaf e+, Volkswagen ID.3)
Electric models with seven or more seats are eligible if the applicant belongs to a household of at least five people, to support large families.
There is no allowance for vehicles with a fuel consumption of more than 200 Wh/km.
How to obtain the allowance :
Choose an eligible vehicle: Consult the list of eligible models before making your purchase.
Keep your documents: You will need the purchase invoice or leasing contract and the certificate of conformity.
Submit your claim: Download the form available on Guichet.lu and send it along with the necessary supporting documents (invoice, certificate of conformity, copy of registration).
Wait for reimbursement: Once your application has been approved, the grant will be paid directly into your bank account.
Additional aid for charging points:
In addition to the car allowance, the government offers grants for the installation of a home charging point, making it easier to recharge every day.
Practical advice before you buy
Analyse your needs:
Autonomy: If you mainly make urban or suburban journeys, a model with a standard range will suffice. On the other hand, for regular long-distance journeys, choose models with a range of over 400 km.
Size and capacity: Choose a model suited to your use (saloon, SUV, city car).
Charging infrastructure: Check the availability of public charging points near your home or workplace. Install a home charging point for added convenience. The initial cost can be recouped through government grants.
Total cost of ownership: In addition to the purchase price, take into account maintenance costs, recharging costs, insurance and any available bonuses.
Model comparison: Find out about the models available in Luxembourg. Use online comparators to assess performance, comfort and value for money.
Insurance benefits for electric cars
Owning an electric car can also reduce your insurance costs. Here are the main benefits:
Lower premiums: Some insurers offer lower rates for electric vehicles. At Foyer, electric vehicles benefit from discounts, due to the lower cost of repairs and a slightly lower risk of accidents.
Special protection for batteries: Insurance often includes special cover for the battery, which is one of the most expensive components of the vehicle.
Additional services: Contracts may include specific breakdown assistance for electrical faults or insurance for home charging points.
Tax breaks: Electric vehicles are exempt from road tax, which reduces the overall cost of ownership.
Ecological and practical benefits in everyday life
Lower charging costs: Charging an electric car costs much less than a full tank of fuel. Public charging points in Luxembourg are often subsidised, and recharging at home, especially during off-peak hours, can be very economical.
Sustainable mobility: Owning an electric car means helping to improve air quality, particularly in urban areas where pollution is a major issue.
Access to low-emission zones: With the introduction of low-emission zones (ZFE) in certain European cities, an electric car guarantees you free circulation in these zones.
Buying an electric car in Luxembourg is a wise investment, supported by financial aid and insurance benefits. By opting for an electric car, you're contributing to the ecological transition while reducing your long-term costs. Take the time to compare models, find out about the premiums available, and take advantage of special insurance offers to make this transition even more accessible.
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